About Kotta Financial Services

Kotta Financial Services was founded by Sivaprasad Kotta with the belief that financial protection should be personal, transparent, and built around your life — not a sales quota.

Meet the founder: Sivaprasad Kotta

Sivaprasad Kotta is a licensed financial services provider based in Research Triangle Park, North Carolina. With 6+ years of industry experience and over 600 clients served, he brings independent guidance to life insurance, annuities, and estate planning.

Our values

Client-first guidance — every recommendation matches your situation, not a quota
Independent product access — 10 carriers means real choice
Transparent education — we explain every option so you decide with confidence
Long-term relationships — we review your coverage annually as your life changes

Credentials and Licensing

NC Department of Insurance — Licensed life and health insurance agent, active and in good standing
Licensed in 11 states: North Carolina, Virginia, South Carolina, Georgia, Florida, Texas, Maryland, Tennessee, Ohio, Pennsylvania, New Jersey
6+ years of continuous practice with a commitment to clear communication and transparent product discussions
600+ clients served across all income levels
10 carrier partnerships — all rated A- or higher by AM Best
Independent agent — no captive contracts, no company quotas
Errors and Omissions (E&O) professional liability insurance — fully covered
Team of 11 licensed professionals nationwide

Client Testimonials

Contact Kotta Financial Services | View our services | Phone: (919) 645-8723