Life Insurance and Annuities in Durham, NC — Kotta Financial Services
Kotta Financial Services is an independent insurance agency in Research Triangle Park serving Durham, Chapel Hill, Hillsborough, Morrisville, and Durham County. 10 minutes from downtown Durham, we shop 10 top-rated carriers for every client.
Why Durham families choose Kotta Financial Services
- 10 carriers — real independence, not captive to one company
- 10 minutes from downtown Durham in Research Triangle Park
- Duke, UNC, and Triangle employer expertise
- No fees, no minimums — consultation is always free
- 600+ clients served across 11 states
Services for Durham residents
- Life Insurance — term, whole, IUL, final expense
- Annuities & Retirement — fixed, indexed, 401(k) and 403(b) rollovers
- Business Insurance — key-person insurance, buy-sell funding
- Will & Trust Guidance — estate planning for Durham families
Durham insurance FAQ
Does Kotta Financial Services serve Durham clients?
Yes. Our office is in Research Triangle Park — right between Raleigh and Durham. We serve clients across all of Durham County including Durham city, Chapel Hill, Hillsborough, and Morrisville.
Can Kotta Financial Services help Duke employees with retirement?
Yes. We help Duke employees and retirees with supplemental life insurance beyond group plans, 403(b) rollover options, and annuities for guaranteed retirement income. Group coverage is a start, but it usually isn't enough.
Does Kotta Financial Services work with Durham small businesses?
Yes. We help business owners with key-person life insurance, buy-sell agreement funding, and executive benefits. These protect your business if something happens to a critical partner or employee.
Areas served near Durham
- Durham
- Chapel Hill
- Hillsborough
- Morrisville
- Research Triangle Park
- Carrboro
- Mebane
- Durham County
- Orange County
Phone: (919) 645-8723 | Address: 800 Park Offices Dr, Suite 3412, Research Triangle Park, NC 27709 | Hours: Monday-Sunday, 9:00 AM - 9:00 PM EST
Schedule a free consultation | Raleigh office page
Last updated: June 2026