Life Insurance and Annuities in Raleigh, NC — Kotta Financial Services
Kotta Financial Services is an independent insurance agency based in Research Triangle Park serving Raleigh, Cary, Apex, Holly Springs, Wake Forest, Garner, Knightdale, and Wake County. We shop 10 top-rated carriers to find the best life insurance and annuity rates for Raleigh families.
Why Raleigh families choose Kotta Financial Services
- Independent — we represent 10 carriers, not just one company
- Local office in Research Triangle Park — 15 minutes from downtown Raleigh
- 600+ clients served over 6+ years
- No fees, no minimums — consultation is always free
- Health condition expertise — we find coverage when others decline
Services for Raleigh residents
- Life Insurance — term, whole, IUL, final expense
- Annuities & Retirement — fixed, indexed, 401(k) rollovers
- Will & Trust Guidance — estate planning for Raleigh families
Raleigh insurance FAQ
Where is Kotta Financial Services located in Raleigh?
Our office is at 800 Park Offices Dr, Suite 3412, Research Triangle Park, NC 27709 — right off I-40. We serve Raleigh, Cary, Apex, Holly Springs, Wake Forest, Garner, Knightdale, and all of Wake County.
How is Kotta Financial Services different from other Raleigh insurance agents?
We're independent — not captive to one carrier. We shop 10 top-rated insurance companies for every client. Most captive agents in Raleigh can only show you their one company's products.
Can I get life insurance with health conditions in Raleigh?
Yes. Because we work with 10 carriers, we know which ones are lenient on diabetes, blood pressure, sleep apnea, and other conditions. We often find coverage for Raleigh residents declined elsewhere.
Areas served near Raleigh
- Raleigh
- Cary
- Apex
- Holly Springs
- Fuquay-Varina
- Wake Forest
- Garner
- Knightdale
- Morrisville
- Wake County
Phone: (919) 645-8723 | Address: 800 Park Offices Dr, Suite 3412, Research Triangle Park, NC 27709 | Hours: Monday-Sunday, 9:00 AM - 9:00 PM EST
Schedule a free consultation | Durham office page
Last updated: June 2026